An RWA-focused blockchain testnet (Chain ID 102031) that records loans and repayments on-chain, building verifiable credit histories for fintech lenders and DeFi apps using tCTC.
Creditcoin Testnet is a public staging network that mirrors Creditcoin mainnet logic using tCTC, enabling developers and bridge integrators to test credit-focused workflows without economic risk. Typical use cases include simulating loan/repayment recording, credit-history updates, wallet/bridge flows, and indexer/explorer integrations. For performance comparisons: gas fees are effectively negligible with faucet tCTC, block times are seconds-level, and explorer-reported TPS/activity allow benchmarking latency and throughput.
Creditcoin Testnet is unique for its purpose-built credit data layer, exposing native primitives (e.g., Orders, Offers, Loans, Repayments) that create auditable on-chain credit histories and can reference off-chain settlement proofs. Unlike general-purpose L1 testnets, it emphasizes data integrity and traceability over raw throughput while retaining predictable low fees and quick confirmations for credit workflows. For quick metric comparisons, expect tiny average gas per extrinsic (fractions of tCTC), seconds-level block speed, and TPS/activity that reflect real testing patterns visible on the explorer.
Creditcoin Testnet uses tCTC as the gas token for transaction fees. You can obtain tCTC by bridging from other chains or purchasing using thirdweb Bridge, or through faucets (for testnet).
To bridge tCTC to Creditcoin Testnet, connect your wallet to thirdweb bridge, select your source chain, choose the token you want to bridge, select Creditcoin Testnet as the destination, enter the amount, and confirm the transaction. The bridge will handle the cross-chain transfer instantly.
To build on Creditcoin Testnet you can use thirdweb, which provides an easy way to build, monetize and scale your apps, games or agents. You can find detailed guides and documentation on https://portal.thirdweb.com to get started quickly.
To add Creditcoin Testnet to your wallet, you can connect your wallet and click on [Add to Wallet] button at the top of the page. Alternatively, you can add the network manually using the RPC URL and chain details and add it to your wallet's network settings.
To send tCTC on Creditcoin Testnet, ensure your wallet is connected to the Creditcoin Testnet network, enter the recipient's address, specify the amount of tCTC to send, review the gas fee, and confirm the transaction in your wallet.